Mid-Central Operating Engineers
Health & Welfare Fund

Effective 12/1/23

Years	Single	Single	Married or 1 dependent	Married or 1 dependent	Married or 1 dependent
	No Medicare	Medicare	No Medicare	1 w/ Medicare 1 Without	Both with Medicare
10-19 years Per Benefit period	$559.00 $2,236.00	$127.00 $508.00	$799.00 $3,196.00	$478.00 $1,912.00	$170.00 $680.00
20 & Over Per Benefit Period	$481.00 $1,924.00	$113.00 $452.00	$692.00 $2,768.00	$400.00 $1,600.00	$148.00 $592.00

Effective 4/1/26

Employee Point Total		Class 1	Class 2
Point Group	If your Employee Point Total (age + service) at retirement is:	If not eligible for Medicare, the monthly / Benefit Period Self-Payment rate is:	If Medicare-eligible, the monthly / Benefit Period self-payment rate is:
A	95 or more points	$310.00 Monthly $1,240.00 Benefit Period	$83.00 Monthly $332.00 Benefit Period
B	90 up to 94 points	$495.00 Monthly $1,980.00 Benefit Period	$83.00 Monthly $332.00 Benefit Period
C	85 up to 89 points	$580.00 Monthly $2,320.00 Benefit Period	$120.00 Monthly $480.00 Benefit Period
D	80 up to 84 points	$630.00 Monthly $2,520.00 Benefit Period	$128.00 Monthly $512.00 Benefit Period
E	Less than 80 points	$680.00 Monthly $2,720.00 Benefit Period	$148.00 Monthly $592.00 Benefit Period

*Rates are based on per person per month

Effective 4/1/26

Local Union 103 widow or disabled	Local Union 318 widow or disabled	Local Union 649 widow or disabled	Local Union 841 widow or disabled	Local Union 965 widow or disabled
$4,360.00	$4,360.00	$4,360.00	$4,360.00	$4,360.00