Savings
If you are a Laborer, Bricklayer or Teamster, you may be working under a Collective Bargaining Agreement (CBA) that
requires payment into the Kansas Construction Industry Open End Savings Trust Fund.
Contributions
Based on the CBA you are working under, an hourly amount is deducted from your pay and submitted to the Fund each month.
Normal Withdrawal
Is distributed in November and December of each year. A withdrawal card must be turned in each year in order for money
to be disbursed. You will need to contact your Local Union to receive a withdrawal card as the color of cards change
each year. Normal withdrawals are paid with interest.
Emergency Withdrawal
One (1) emergency withdrawal can be received each calendar year. You will need to contact your Local Union to receive a
withdrawal card. Emergency withdrawals are not paid interest.
ACH Forms
An ACH form can be completed to automatically deposit money into your account, otherwise a paper check will be sent. By
filing an ACH form with the Fund Office, you will not have to worry about a check being lost in the mail.